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Funding States Serviced
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Partnered Banks
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Loan Programs Nationwide
Our Services
Flexible Loans for Investors
DSCR Loans 1-4 units (Debt Service Coverage Ratio)
Qualification is based on the property’s cash flow, not the borrower’s personal income. no income docs required. Lenders look at the ratio of rental income to debt payments (e.g., a DSCR of 1.25 means the property generates 25% more income than its expenses).
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HARD MONEY LOANS or flix and flip loans
Borrowers pay only interest for 12-24 months interest only , there's no prepay penalty on these loans useful for fix-and-flip or short-hold strategies to help you refi out of current loan.
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Ground up Construction Financing
This is very similar to a hard money loan. Banks require the borrower to demonstrate liquidity and experience with ground up projects. loans are 18-24 month interest only. The project must be permit and shovel ready prior to closing.
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Commercial Loans
properties that are 5+ residential units or more OR commercial buildings such as warehouses, gas stations, restaurants, storage facilities, or larger mixed use buildings.
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Mix use Commercial Loans for 1-4 units
properties that have 4 units or less but are a combination of retail / restaurant space and residential units. Typically banks want to see that the resi units are greater square footage than commercial units but some banks make exceptions.
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Foreign National Loans (rates varies )
Designed for non-U.S. citizens investing in U.S. real estate. Often require larger down payments and have specific documentation requirements but does not require income docs
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0+
Years of
Experience
Who We Are
Grow Your Investment Portfolio
SVZ Investments has access to national bank programs that cover all 50 states with funding options for DSCR loans, no-income verification refinance loans, ground up construction, fix and flip loans, business bank statement loans , rehab loans, bridge funding loans and other NON-QM Products for our investors.
How It Works
Our Simple 4-Step Funding Process
01
Initial Consultation
Tell us your goals and property details. We’ll review your needs and connect you with the right loan options.
02
Loan Pre-Approval
Get quickly pre-approved with minimal paperwork so you know exactly how much funding you qualify for.
03
Underwriting & Approval
Our team reviews your deal, finalizes terms, and ensures everything meets requirements for a smooth closing.
04
Funding & Closing
Sign the documents, receive your funds, and move forward with your investment project.
Ready to secure funding? Schedule your free consultation today!
Testimonials
What our Client Says About our Services
Vanessa B
Bankable Properties
It was a pleasure working with Vicky. She was professional and always kept me updated about the process. I will definitely work with her in my next project.
Falak Anwar
Elite Properties 1 Corp
Working with Vicky has been such a pleasure. She helped me with my financing needs, was responsive, and always attentive to emails and phone calls. I appreciate all the hard work she put into helping me reach my goals. Thank you for your services!
Dr. David Paladines-Calbor
Real Estate Investor
Working with Vicky and her team has been an amazing experience. She helped me through my real estate journey from start to finish. Very responsive and helpful. I recommend her services to all my partners and friends.